Now supporting 35+ countries - available on web, iOS & Android apps in beta
Get Paid Globally Spend Locally
The complete financial solution for freelancers, creatives, and entrepreneurs across 35+ countries. Powered by fast, affordable stablecoin payments.
Trusted by 10,000+ mavericks
Payment
$842.50
From Client XYZ
+12.5%Exchange
$500
€460
1 USD = 0.92 EUR
Balance
$4,285
Payment
$842.50
From Client XYZ
Exchange
$500
€460
Balance
$4,285
As featured on
Financial tools for those who think, work, and believe borderless
Payd is built for people who transcend geographical boundaries - creatives, freelancers, and entrepreneurs who embrace a world without borders and need financial tools that match their global mindset.
Multiple Ways to Get Paid
Create professional invoices, custom payment links, and digital storefronts to make getting paid from anywhere simple and fast.
Global Payments, Local Access
Receive payments from 35+ countries through multiple channels including mobile money, bank transfers, cards, and stablecoins.
Virtual USD & EUR Accounts
Access dedicated international accounts for both individuals and businesses to receive wires and transfers settled to your digital currency balance.
Stablecoin powered global finance, simplified
Powered by secure stablecoin technology, send and receive money across Africa, Latin America, and Europe through mobile money, bank transfers, and card channels with up to 70% lower fees.
Virtual Accounts
USD and EUR accounts with dedicated account numbers
Mobile Money
M-Pesa, MTN and other regional services
Fast Transfers
Up to 70% lower fees than traditional banks
Multi-Currency
Virtual Accounts
Receive payments via USD and EUR virtual accounts
Mobile Money
Direct integration with regional mobile money providers
Fast Transfers
Same-day international transfers with lower fees
Multi-Currency
Support for USD, EUR, GBP, KES, NGN and more
Multiple Methods
- Mobile money (M-Pesa, MTN)
- Bank transfers & cards
- Stablecoin support
Virtual Accounts
- Dedicated USD & EUR accounts
- SWIFT, SEPA, ACH support
- Fast settlement times
Fast Transfers
- Real-time local transactions
- Up to 70% lower fees
- No hidden charges
35+
Countries
100+
Payment methods
70%
Lower fees
99%
Uptime
Complete finance suite for borderless businesses
Simplify how your business pays independent workers, manages spending, and handles invoicing across borders with our powerful Biashara platform.
Global Payroll
Effortlessly manage payments to your global team of freelancers, contractors, and independent workers across 35+ countries with lower fees and faster settlement.
- Batch payments with single approval
- Multiple payment channels in each country
- Automated payment scheduling
Spend Management
Intelligent expense tracking and management for your borderless business. Control permissions, set spending limits, and maintain complete oversight of all financial activities.
- Role-based access controls
- Real-time expense tracking
- Multi-currency support
Bill Management
Create professional invoices, automate recurring billing, and streamline how your business gets paid by clients and other businesses across global markets.
- Customizable invoice templates
- Customizable financial reports
- Export data in multiple formats
- Automated payment reminders
Banking reimagined for today's global economy
Payd Money combines the best of traditional banking with cutting-edge technology to create a seamless financial experience for the global independent workforce.
Borderless accounts
Receive money in multiple currencies with local and virtual international accounts. Convert between currencies at competitive rates.
Smart money management
Track income, categorize expenses, and gain insights to make better financial decisions with real-time analytics and reporting.
One-click payments
Generate payment links, send invoices, and get paid faster with just a few taps. Automate recurring payments and subscriptions.
Trusted by global freelancers and businesses
Hear directly from our community about how Payd is transforming their financial experience.
Robert Tanaka
Operations Director, TechNova Solutions
"Before Payd, paying our global team was a full-time job. Now with the bulk payment feature and sub-accounts, we process all contractor payments in under an hour. The transaction fee savings alone covered the cost, but the real value is in the time saved and the elimination of payment errors."
Learn more about Payd for BusinessSarah J.
Graphic Designer, Kenya
"Payd has revolutionized how I receive international payments. I used to wait days for payments to clear — now it's instant and the fees are minimal. My clients are happier too!"
David K.
Software Developer, Ghana
"As a freelance developer working with global clients, Payd's payment links make getting paid so simple. No more complicated banking details or payment delays. I can focus on coding instead of chasing payments."
Jessica L.
Digital Marketer, South Africa
"The analytics dashboard has completely changed how I track my income. I can see exactly where my money is coming from and where it's going. The multi-currency support also makes working with international clients so much easier."
Working with leading companies and platforms
Ready to redefine your financial future?
Join thousands of freelancers, creatives and entrepreneurs who are taking control of their global finances with Payd.
No setup fees
Set up in minutes
Secure & compliant