Virtual Accounts for Everyone
Get your own dedicated account numbers for local and international transactions. Receive payments seamlessly across borders.
Simplified Banking Experience
Payd's virtual accounts provide you with local and international account numbers without the hassle of opening traditional bank accounts. Receive payments from clients, customers, or employers worldwide directly to your Payd wallet.
Whether you're a freelancer receiving payments from international clients or a business collecting funds from multiple sources, our virtual accounts make it easy to manage your finances in one place.
"Having my own US, EU, and local account numbers through Payd has transformed how I receive client payments. It's like having a global banking presence without the paperwork!"
Key Features of Virtual Accounts
Our virtual accounts come with powerful features designed for global financial freedom
Multi-Currency Support
Get account numbers in USD, EUR, GBP, and local currencies. Receive, hold, and convert funds between currencies with competitive rates.
Enhanced Security
Your virtual accounts are protected with bank-grade security, including two-factor authentication and advanced fraud monitoring.
Real-time Notifications
Receive instant alerts when funds arrive in your virtual accounts. Track all transactions with detailed reporting and analytics.
How Virtual Accounts Work
A simple process to revolutionize how you receive and manage funds
Apply
Sign up and complete a simple verification process to qualify for your virtual accounts.
Activate
Choose which currency accounts you need. Your account details are generated instantly.
Share
Share your account details with clients, customers, or employers to receive payments directly.
Manage
Use received funds for payments, transfers, or withdraw to your local bank or mobile money account.
Who Benefits from Virtual Accounts
Our virtual account solutions are designed for various professionals and businesses
Freelancers & Remote Workers
Receive payments from international clients without the high fees and delays of traditional wire transfers. Get paid in USD, EUR, or GBP without needing a foreign bank account.
Small Businesses & Entrepreneurs
Expand globally without the complexity of opening multiple bank accounts. Collect payments from customers worldwide and manage all your funds in one dashboard.
Content Creators & Digital Sellers
Monetize your digital content globally with professional payment options. Collect subscription fees, one-time purchases, or donations from your global audience.
E-commerce Businesses
Accept payments from global customers without complex payment gateway integrations. Offer local payment options to increase conversion rates in international markets.
Ready to Simplify Your Global Banking?
Join thousands of professionals and businesses who use Payd's virtual accounts to receive funds globally without the hassle of traditional banking.
Frequently Asked Questions
Get answers to common questions about our virtual account solutions
How quickly can I get my virtual account numbers?
After completing the verification process, which typically takes a few minutes with a maximum of 24 hours, your virtual account numbers are generated instantly.
What currencies are supported for virtual accounts?
We currently support USD, EUR, GBP, and several local currencies in Africa and Asia. We're constantly expanding our currency support.
Are there fees for maintaining virtual accounts?
Basic virtual accounts have no monthly maintenance fees. There are small fees for currency conversion and withdrawals to external accounts. Premium accounts with additional features have a monthly subscription.
How long does it take to receive funds in my virtual account?
Local transfers typically arrive within minutes to a few hours. International transfers usually take 1-2 business days, which is significantly faster than traditional wire transfers.
Are the virtual accounts secure?
Yes, all virtual accounts are protected with bank-grade security protocols, including encryption, two-factor authentication, and continuous monitoring for suspicious activities.